What is Invoice Financing?

Having working capital is vital to any businesses success, no matter how small or large. At Converge Money we allow you to release cash that is currently locked up in outstanding invoices.

So instead of waiting for 30, 60 or 90 days for an invoice to be paid, Invoice Financing can provide up to 80% of the invoice value upfront within 48 hours of being approved.


What can invoice finance be used for?

Magnify Cashflows
Timely Payments Tracking
Less Stress

Why choose us to finance your invoices?

At Converge Money we understand the need of every client and cater to their comfort zone. We are very flexible when it comes to our client’s working capital requirements.


Fast funding

With quick decisions and easy set-up, you can get funds and get on with your business


Help in real time

From application to on-going account management, our customer service team is here to help


Competitive rates

We understand the needs of small to medium sized businesses, and our fees truly reflect that. However, it's often that these very businesses are charged the most for short term cash flow solutions.


Pick & choose your invoices

Thus entering our platform one does not require to sell their entire ledger of invoices as they are open to choose to use pay-as-you-go invoice finance where you provide an invoice as and when you see fit, otherwise known as invoice trading.


Transparent fees

We do not believe in hidden clauses that eats into your bottom line. At Converge Money, our fees are transparent and you know what you are paying for.


No lengthy contracts

We believe in making the process as simple as possible by selling your invoices with us without having to commit to fixed lengthy contracts.

How does it work?


Apply through our secure online portal or over the phone.

We begin by requiring some basic information about you and your business including your proof of ID, proof of address and company financials. Once approved, you can begin to upload your invoices and submit them for invoice funding. Issue invoices in the morning and get paid in the evening.




Send us your invoice(s) that you would like to be funded.

We believe that the success of your application should be based on the invoice that you offer and the quality of the product you provide. If a quality company is willing to trust you and pay for your services, then we can trust you too.


We’ll verify the invoice details.

Instead of carrying out credit checks against your personal credit file, we seek verification of the invoice from the stockist that you are working with i.e. the company who is going to pay your invoice. We verify the details of each invoice by speaking with your customer and confirming all the information including the invoice value, payment terms and dates. Once agreed, we will verify your application and the funds can be released to you within 48 hours, although we regularly transfer funds to your business bank account within 24 hours.




Once approved, we'll transfer the funds to your business bank account within 24 hours.

When it comes to repayment, the invoice will be paid into business invoice's bank account. This is a security measure which allows us to confirm receipt of the invoice payment. We then return any excess funds to you and now you should find your business has a much stronger financial position and positive cash flow.


1. Registered UAE company

2. Trading 12 months

3. Customers are strong companies

4. Strong payment history from customers